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Sun, 20 Jun 2021 08:18:33 -0500
2017-03-27 Print

FAM Shares Advantages of the Merchant Cash Advance Financing Solution

FAM specializes in helping “high risk” business secure safe financing solutions, and is passionate about sharing the benefits and advantages of alternative financing options.


Thousand Oaks, California - First American Merchant (FAM) is a high-risk provider that offers financing solutions and payment processing services to businesses that struggle to secure them from a traditional lender. Without adequate cash, these businesses – especially small and mid-sized businesses – are unable to grow their businesses, pay suppliers, maintain inventory, purchase equipment/vehicles or expand. FAM offers a merchant cash advance as a solution to this very common problem.

According to FAM, a merchant cash advance “is a purchase of a portion of a business’ future credit card sales at a discount. While the merchant cash provider buys the right to retrieve a portion of the business’ credit card sales each month, the business is able to receive a lump sum that is paid to them at the outset of the agreement.”

There are many reasons why a merchant cash advance is a great alternative to a traditional business loan. While a bad credit history prevents businesses from obtaining funds from a traditional bank, a merchant cash advance can still be secured by those with a bad credit score. With FAM, the approval rate is very high for cash advances; applications do not involve complicated contracts, extensive documentation or strict credit requirements. The application process can be completed in a matter of minutes, and no credit or collateral is at stake. Once approved, merchants receive their funds in as little as 72 hours – if not sooner. In addition, FAM explains how the hassle-free collections process is a huge advantage for the small business owner:
“A merchant cash advance payback is revenue-based. Meaning, when you have a busy month you will payback more, and when you have a slower month the payback amount will be less. This percentage-based collection policy allows a business to grow instead of draining its funds.”

“We've built a large network to ensure you have the best options available to you, and we're still growing.”

Located in Thousand Oaks, CA, First American Merchant Funding (FAM) boasts a large network of agents and numerous payment gateway options. Focused on “financing the American dream”, FAM is proud to offer the services of a full support staff and robust financing options to a broad range of industries. FAM has one of the best approval rates in the business, and specializes in working with businesses considered to be “high risk”.

Contact Info
First American Merchant
2840 Sapra St.
Thousand Oaks, CA 91362

Phone: 800-210-5649