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Sat, 08 Aug 2020 18:48:56 -0500
2017-03-29 Print

First American Merchant Approves Business Loans when Traditional Banks Decline

FAM provides merchants categorized by traditional lenders as “high risk” with the business loans they need to start their business, to grow and to thrive.


Thousand Oaks, California - First American Merchant (FAM) is a high-risk specialist that offers a long list of businesses and industries the financing solutions they need to grow and to thrive. Some of these industries and businesses include: automotive, construction, restaurant, retail, trucking, doctors, dentistry, beauty salons, among many others. FAM’s business funding solutions have helped countless merchants obtain the working capital and payment processing services they need when traditional lenders have turned them away.

For the growing small business or startup, it can be a huge challenge to secure a business loan from a traditional lender. Bankers are typically unwilling to work with small businesses, startups and any other business type that involves risk. A high level of chargebacks, higher volume, and/or a bad credit score, are just a few of the many reasons a business might be categorized as “high risk” by a traditional bank. Unfortunately, this leaves the business with few options for startup funding, working capital for operating costs or a cushion of cash for sudden expenses.

“Here at 1st American, we understand the challenges that high-risk business models face. In business, growth doesn’t always remain on an upswing. There may be dips and valleys along the way. A high-risk business usually indicates higher volume and therefore the potential for greater profit. First American has the experience and flexibility from working with this business model to help you achieve success.”

The advantage of working with an alternative lender like First American Merchant, is that businesses can secure a low-cost, reliable business funding solution. Unlike working with a bank, FAM offers a fast, simple and hassle-free application process with minimal documentation; businesses no longer have to wait weeks or months, only to hear they’ve been declined. After applying and being approved, merchants receive their funds in as little as 72 hours – if not sooner.

“We've built a large network to ensure you have the best options available to you, and we're still growing.”

Located in Thousand Oaks, CA, First American Merchant Funding (FAM) boasts a large network of agents and numerous payment gateway options. Focused on “financing the American dream”, FAM is proud to offer the services of a full support staff and robust financing options to a broad range of industries. FAM has one of the best approval rates in the business, and specializes in working with businesses considered to be “high risk”.

Contact Info
First American Merchant
2840 Sapra St.
Thousand Oaks, CA 91362

Phone: 800-210-5649