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Fri, 24 Sep 2021 10:06:11 -0500
2017-05-30 Print

First American Merchant Announces Retail Consumer Finance Program

FAM’s retail consumer finance program allows retail merchants to sell affordable payments, attract new customers and grow sales.


Los Angeles, California - As a high-risk specialist, First American Merchant (FAM) works with businesses traditional lenders are leery of. Not willing to work with merchants that have a bad credit history or are part of an industry considered high risk, banks turn them away. This makes it incredibly difficult – if not impossible – for them to secure the merchant services they need to grow their business successfully.

First American Merchant has years of experience in offering solutions that allow “high risk” businesses to thrive. In addition to their full suite of merchant services, FAM now offers merchants a retail consumer finance program. This program allows business owners to sell to consumers who wouldn’t be able to purchase products/services otherwise. If the ability to cover the full cost of the product or service isn’t possible for a consumer, this program allows business owners to break down the total cost into affordable monthly payments.

Considering that 77% of consumers say financing influences where they shop – coupled with the fact that 100 million Americans have less than stellar credit scores – this financing program is a valuable tool for retail merchants. FAM’s retail consumer finance program ensures businesses achieve a high applicant approval rate, sell affordable payments and attract new customers, all while growing their business’ sales.

“Business is changing, and we're thinking of new and interesting ways in which we can help put you at the forefront of that change…we've built a large network to ensure you have the best options available to you, and we're still growing.”
Another advantage of working with First American Merchant is the fast, simple and hassle-free application process. Traditional providers involve strict documentation requirements, a long application process and credit-based approvals. FAM, on the other hand, requires minimal documentation and same or next day approvals. The application itself only takes a few minutes to complete. As a full-services provider, merchants also have access to a wide range of other merchant services, including: flexible business funding options (e.g. merchant cash advance), electronic check processing (iCheck) and chargeback and protection programs.

“First American Merchant Funding is the perfect partner for your business. We have a quick application process, we fund fast, and we have the capacity to assist funding even the largest businesses.”

Located in Los Angeles, CA, First American Merchant Funding (FAM) boasts a large network of agents and numerous payment gateway options. Focused on “financing the American dream”, FAM is proud to offer the services of a full support staff and robust financing options to a broad range of industries. FAM has one of the best approval rates in the business, and specializes in working with businesses considered to be “high risk”.

Contact Info
First American Merchant
2840 Sapra St.
Thousand Oaks, CA 91362

Phone: 1-800-210-5649